The Facts About Auto Insurance

When you have a vehicle in Alabama, it's the law that you have to have auto insurance and carry proof of your policy. Different types of coverage are required to be in your auto insurance policy, and each one has a specific amount of coverage required by the state. To ensure that you are driving legally in Alabama, call us today at The Tusk Agency LLC.

Minimum Amounts of Coverage

To stay legal, two amounts of coverage are required for bodily injury liability and one for property damage. There is one required amount of bodily injury liability for a single person who becomes injured in an accident that was your fault. There is another amount of bodily injury liability that is required for all parties who have become injured. Another amount is required for the damages done to another person's property in the accident. All of these coverages must be in the policy, but there are other coverage types you can add to your policy if you choose.

Comprehensive and Collision Coverage

The amounts of coverage mentioned above are all for someone else's damages- not your own. You need to have collision coverage when you want to protect your vehicle against damages from an accident. This type of coverage pays for the repairs your car will need after damages incurred by an accident are judged to be your fault. Comprehensive coverage protects it from non-driving risks that your vehicle could face. Several things can happen to vehicles when they aren't being driven, and you need this protection against them to protect the investment you've made in your vehicle.

Get Auto Insurance in Alabama

When you need auto insurance, give us a call at The Tusk Agency LLC to get started with a policy of your own. Don't drive in Alabama without this legally mandated coverage, and keep proof of it in your vehicle.