The Facts About RV Insurance

When you have a recreational vehicle, often called an RV, the insurance policy that you get to cover it has to be tailored to your specific RV as well as how it is used. Having an RV is a great way to get around, and it can be perfect for vacations or simply for a simplified life. When you own an RV, ensure it is always covered by RV insurance. Call The Tusk Agency LLC in Alabama to get a policy to cover your RV.

Usage of Your RV

Insurance for RVs is similar to insurance for cars and trucks but is also different in many ways. The way the RV is used is one way your policy will be tailored to you. Many people use their RVs to go on trips occasionally, maybe a couple of times a year. Others use theirs regularly, taking it out on weekends and other times. Still, others live full-time in their RV and are constantly traveling. This will affect the price you pay for your RV insurance.

Classes of RV

When you own an RV, that vehicle is put into one of three classes. These classes depend on the design and the size of your car. Some are small and compact, while others are very large, converted motor coaches and buses. When your RV policy is written, the class, whether it's class A, B, or C, will be factored into your policy. There are different insurance prices for different classes of RVs.

Get Your RV Insurance

If you own an RV, don't risk leaving it uninsured. If it is in an accident, the costs can be enormous for the liability and the damage to the vehicle. Even if you aren't driving it very often, it needs to have an insurance policy to protect it. Call us at The Tusk Agency LLC in Alabama when buying an RV or changing its coverage.